Buy Houses Without Banks,
Credit, or Cash Down.
Master creative acquisition — subject-to, lease-option, owner financing, and wholesale assignments — with a step-by-step system and a done-for-you close team. Free training. Full agent path in the dashboard.
- No cold-calling required
- Contract templates included
- Virtual assistant close service
- Property management add-on
The Four Deal Types
One system. Four ways to get paid.
The training walks you through when to use each deal type, how to negotiate it, and which contract to pull from your dashboard.
Subject-To Acquisitions
Take title while the existing mortgage stays in place. No qualifying, no new loan.
Lease-Option / Sandwich
Control the property with an option to buy — then place a tenant-buyer for cash flow.
Owner Financing
Structure seller-carried notes with terms that create equity from day one.
Wholesale Assignment
Lock a contract and assign it to a cash buyer for a fast, low-risk paycheck.
The Platform
Everything you need. All in one platform.
The Private Acquisitions Specialist program certifies you on terms deals - lease options, subject-to, owner financing - and hands you the same platform our own closers use every day.
Full Terms Deal Academy dashboard
The complete deal-closing workspace.
Step-by-step certification training
Prescreening calls, deal structuring, paperwork, closing.
Homeowner leads ready for outreach
Plus import your own lists in one click.
Your AI Avatar
With your written consent, we clone your voice and likeness so every voicemail drop, email, and text goes out sounding like you. Homeowners put a face with the message.
Ringless voicemail, SMS, and email follow-up
Running on autopilot under your name.
Editable contract library + Contract Admin support
When you want our team to review or upgrade your paperwork.
Deal calculators and state-by-state terms rules
With an interactive map.
Hire a Closer
Keep the lead, let a specialist make the calls, split the win.
Property Management add-on
Close the deal, then our management company runs the property for a small percentage of your arbitrage spread. Your overhead stays flat.
Money Back Guarantee
Do the work for a year and close nothing? You get your money back. See the terms for details.
Buy houses without banks, credit, or cash down - and get paid three ways on every deal.
(888) 272-0260Call now to get started
Acquire on Terms
Lease options, subject-to, and owner financing.
Get Paid Three Ways
Assignment fee, monthly cash flow, and equity.
Help More Sellers
Solve problems, build relationships, win deals.
About Terms Deal Academy
You bring the effort. We bring everything else.
Terms Deal Academy teaches everyday people how to acquire real estate on terms - lease options, subject-to, and owner financing - then backs them with software that does the heavy lifting.
We built the platform we wished existed: exclusive leads, automated outreach in your own voice, contracts, calculators, and a live team behind you. We bring the system, the training, and the phone that rings.
Answer it, close the deal, and if you'd rather not manage the property afterward, we'll do that too.
Real Systems
Real training. Real results.
Real Support
A live team that helps.
Real Freedom
Close deals. Live on terms.
Free Webinar
Watch the first half — free forever.
The webinar covers the four deal types, walks you through a real acquisition, and shows you exactly what's inside the agent dashboard. No card required.
- Module 1 — Why terms deals win in any market
- Module 2 — The four deal types (overview)
- Module 3 — Full walkthrough of one real deal
- Module 4 — What's locked inside the paid dashboard
Your voice. Your face. On autopilot.
Homeowners put a face with every message — yours
With your consent, we clone your voice and likeness to introduce you to homeowners looking to sell, lease, or rent. Every personalized ringless voice drop goes out in YOUR voice — with the property owner's name and property details — so they can review your offer message when they get time. The same goes for the email and SMS drips you send them.
Then all you have to do is answer the phone to close deals — or have our property management company close and run them for you.
- Consent-first: your avatar is only ever built with your written approval
- Personalized voice drops with the homeowner's name and property details
- Email + SMS drips that match the same voice and offer
- Property Management add-on: we manage the doors you close for a small percentage of your arbitrage spread — your overhead stays flat
How it works
- 1Record a short consent + voice sample inside your dashboard
- 2We build your AI avatar — voice and likeness
- 3Your leads get voice drops, emails, and texts from you
- 4You answer warm calls and close — or hand it to our property management team
Watch First
How buying on terms works, in under 3 minutes.
Pricing
Pick your path.
Free
The webinar, the four deal types, and one full walkthrough.
- Free training modules
- Public resource library
- Dashboard preview
Agent
Full training, all contract templates, script library, and closing support.
- All 10 gated training modules
- 40+ contract templates
- Script library (paraphrased for our brand)
- Deal calculators
- Priority support
Agent + Hands-Off
Everything in Agent, plus our VA close service and property management.
- Everything in Agent
- VA Close Service (add-on)
- Property Management Company
- Full hands-off AI operations
Start with the free webinar.
No card, no obligation. Watch the training. If it clicks, upgrade to Agent for $995 and unlock the full playbook plus the dashboard.
Watch the Webinar